UAE Motor Insurance Premiums Tightens

First, The Heavy Rainfall in April 2024, and Now, Earthquake! – Check out what Shaked the UAE’s Motorists 

In the chill and cozy vibes of winter, the UAE’s Motor has shaken up the drivers with increased car insurance premiums this year 2025. It is increased by up to 3 % in UAE, but motor owners who were involved in the accidents and made claims will have to pay even more – up to 15% higher premiums. Check out what’s and why happening on Driveaholic – The No.1 Car Magazine in the UAE.

 

This Increased Premium is Giving More Damage Than The Accidents! 

April 2024 was a disaster month for the UAE. The country was going through a major rainfall which was heaviest in the UAE’s 75 history. The result? The accident caused a lot of damage to the vehicles in Dubai and Northern Emirates. 

As we know, facing an accident is more expensive than purchasing a new vehicle. Motor owners who claim after an accident are now dealing with up to 15% higher insurance premiums. Those who have significantly higher claims during accidents can switch from comprehensive to third-party liability at the time of renewal policy.

 

The One Question “Why”?

Insurers are working to cover up and minimize their losses. They are also updating their policy with more strict terms and conditions for drivers who are irresponsible or have other high risks. 

 

“There have been minimal changes in the motor insurance premiums for about 2% with the most policies remaining steady” – Avinash Babur, chief executive officer of the Insurance market. ae

 

“By determining all the aspects of coverage, the motor policies for auto insurers have increased up to 3 %. This rise in insurance is transparent and clear for motorists with recent claims”- Moin ur Rehman, executive director of Unitrust Insurance Broker.

 

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Editor : Rukhsan, Driveaholic